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invoice factoring company reviews

Swift Capital Invoice Factoring Review

Swift Capital Invoice Factoring Review


Swift Capital is an invoice factoring company based in Wilmington, DE. They focus on the small business niche and have provided more than $300 million in funding to more than 10,000 small businesses. They focus on using advanced data methods and technological advancements to provide high quality invoice factoring for their clients. They also provide business advances and automatic weekly payments.


One of Swift Capital’s greatest advantages is they were praised by many customers for the quality of their customer service. This is a good sign, as companies that have good customer service generally also have better marks for customer satisfaction based on the research we did on invoice factoring companies.

Swift Capital is also strong in that they provide invoice factoring services for companies in a range of different industries. As a result, they have the experience that your business needs when it comes to dealing with your specific cash flow situation.

Finally, they offer 24 hour funding, which ensures that your business will have the resources on hand to grow your business, complete projects, and meet your payroll obligations, which can be a burden for some businesses.


However there are some issues with Swift Capital. The first is that they fail to provide clear, detailed information about important aspects of their services, forcing businesses to call them for more details. Our research generally equates this with lower marks for customer satisfaction and service.

Swift Capital also fails in that their services are limited to the market they focus on. This reduces their broader appeal and take them out of contention for the best invoice factoring companies. It doesn’t mean that they’re necessarily bad, but a broad appeal is something we look for when determining the best factoring services for our readers.

Finally, they don’t offer many of the services or features that companies interested in invoice factoring are looking for. This limits their appeal to a select group of companies, and knocks them down a bit in our review.


Swift Capital is a middle of the road invoice factoring company, they have solid options for small businesses, but the information on their website doesn’t do a very good job of explaining exactly how their invoice factoring process works. Combined with their lack of additional services and many of the extras we’ve come to expect from top notch invoice factoring companies, Swift Capital is a company that might only be good for comparison shopping purposes.