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invoice factoring company reviews

OTR Capital Invoice Factoring Review

OTR Capital Invoice Factoring Review


OTR Capital is an invoice factoring firm located in Roswell, GA. They were established in 2011 and work with companies in the construction, staffing, and trucking industries. In addition to invoice factoring they offer collections, digital invoice processing, and fuel card programs for their clients.


One of OTR Capital’s strongest aspects is they provide non-recourse funding, which means that there’s no risk of a chargeback if your client doesn’t pay their invoice. Non-recourse factoring provides a more secure revenue stream that recourse factoring, making it preferable in almost every instan

OTR Capital is also strong in that they provide funding incredibly quickly once you factor an invoice. You can use this capital to meet payroll, invest in new technologies, or anything else that might help grow your business.

Finally, they operate a very easy to use website, which lets customers know the important information they’re looking for when researching factoring companies. Our research equates this with a higher level of customer service.


However, there are some issues with OTR Capital. The first is they have higher fees than most of the other invoice factoring companies we researched. This can be a deal breaker for many business that are looking to invoice factoring because they have a problem with cash-on-hand.

OTR Capital also loses points because they don’t have much or any information on their site regarding pricing on contract information. As a result you’ll have to get in touch with them if you’re considering their factoring services. much or any information on their site regarding pricing on s that lack transparency are moer likely to have customer service satisfaction issues.

Finally, they don’t offer many of the services or features that companies interested in invoice factoring are looking for. This limits their appeal to a select group of companies, and knocks them down a bit in our review.


OTR Capital is making a solid effort to be included in our list of top factoring companies, but they aren’t quite there yet. They need more information in the open regarding their rates and fees before we can consider them one of the best invoice factoring companies.