Ashley Furniture is a well-known furniture retailer that offers a range of financing options to help customers purchase their desired furniture without straining their budgets. With flexible payment plans and reasonable interest rates, Ashley Furniture financing provides an opportunity for customers to furnish their homes affordably. Here’s how it works:
Ashley Furniture offers two types of financing options: the Ashley Advantage™ Credit Card and the Progressive Leasing program. The Ashley Advantage™ Credit Card allows customers to make purchases online or in-store and offers various financing plans, including interest-free options for a specific period. The Progressive Leasing program, on the other hand, is designed for customers with lower credit scores.
To apply for Ashley Furniture financing, customers can visit the Ashley HomeStore website or their nearest store. The application process requires personal information, such as name, address, income, and social security number. Based on the information provided, Ashley Furniture will determine the credit limit and financing options available to the customer.
Once approved, customers can start shopping for furniture. They can choose from a wide range of products, including sofas, beds, dining sets, and more. At the time of purchase, customers can select the desired financing plan and make a down payment if required.
After completing the purchase, customers will receive monthly statements indicating the amount due and the payment due date. It’s important to make payments on time to avoid late fees and interest charges. Customers can make payments online, through the Ashley Furniture app, or by mail.
Now, let’s address some frequently asked questions about Ashley Furniture financing:
1. Can I finance only a portion of my purchase?
Yes, customers can choose to finance the entire purchase or only a portion of it.
2. Is there a minimum purchase required for financing?
Yes, there is a minimum purchase amount required to qualify for financing options.
3. Can I pay off my balance early?
Yes, customers can pay off their balance at any time without penalty.
4. What happens if I miss a payment?
Late or missed payments may result in late fees and interest charges.
5. Can I use Ashley Furniture financing for online purchases?
Yes, the Ashley Advantage™ Credit Card can be used for online and in-store purchases.
6. How long does the approval process take?
The approval process typically takes a few minutes, both online and in-store.
7. Can I use Ashley Furniture financing at other retailers?
No, Ashley Furniture financing options are only available for purchases at Ashley Furniture HomeStore.