Pros

One of Express Trade Capital’s strongest advantages is they will frequently provide funding on factored invoices within 24 hours. This speed of deposit can really help protect the revenue stream of your business, and ensures you have the capital you need to complete projects and grow.

Express Trade Capital is also strong in that they have a very professional and easy to use website. Our research indicates that this is a solid predictor of the type of service customers receive, and helps them move up a bit relative to other companies we reviewed.

Finally, they can help many different companies find the right factoring solution for their specific needs. This is because their service is very flexible and can accomadate the issues that many different businesses face.

Cons

However, there are some issues with Express Trade Capital. The first is they only offer 80% initial funding for invoices. This is much lower than many of the other companies that we looked at for these reviews, and means that businesses won’t be able to get their money as fast as they could with another invoice factoring option.

Express Trade Capital also loses points because they fail to provide clear, detailed information about important aspects of their services, forcing businesses to call them for more details. Our research generally equates this with lower marks for customer satisfaction and service.

Finally, their fees are more than you would expect from an invoice factoring company, and that may be a deterrent for many small businesses. Moreover, fees usually indicate that there might be other issues with pricing transparency or customer service.